For The Thinking Agent – Motivating Buyers

Fact 1: There has never been a better time to buy a first home
The best opportunity for first-time homebuyers

• MO: MHDC Illinois: IHDA
• Low down-payment requirements
• Generous underwriting guidelines
• Low-interest rates

Fact 2: Your clients and the sellers appear to be too far apart

• PowerPlus® Piggyback (Check out our PowerPlus Calculator!)
  • No PMI – the gap can be narrowed without payments increasing

Fact 3: Clients do not need to be cash-poor

• PowerPlus Piggyback
  • Clients can choose to keep more of their cash for improvements, upgrades, and furnishings without running up credit cards

Fact 4: Conventional conforming buyers can avoid PMI

• PowerPlus Piggyback
  • Buyers can borrow up to 95% without paying PMI (dependent upon county)

Fact 5: Jumbo buyers can avoid jumbo interest rates

• PowerPlus Piggyback
  • Jumbo buyers can borrow up to 95% without paying jumbo rates (dependent upon county)

MORE: Listing Agents

First Integrity Mortgage Services is located in St. Louis, Missouri. We are a premier provider of Mortgages and Home Loans in Missouri, Illinois, Kansas, and Arkansas. We work on behalf of our customers to help them qualify for the home loan they deserve!